Managing the bills for your cancer treatment doesn't have to be overwhelming. Just follow our step-by-step plan.
Whether you have metastatic cancer, or another stage of cancer, getting the most out of your coverage means keeping track of all the paperwork, as well as the conversations and transactions that take place between you and your insurance provider. This convenient checklist can be used to help you or your caregiver manage your insurance information during your cancer care.
Read your insurance policy before treatment and try to determine what your plan will cover. Discuss costs with your doctor—often you’ll have several effective treatment options that may vary in costs and what your insurance may cover. If you're considering participating in a clinical trial, find out what your insurance company will cover as some carriers won't pay for these expenses.
If your claim is denied:
Then ask to speak to a nurse navigator, social worker or financial advocate. Every hospital has at least one of these pros available who can help you resolve various issues. Some of their good deeds: locating interpreters, explaining consent forms, describing how to get assistance with copays or the cost of drugs, and even showing you the layout of the hospital so you’re less likely to get lost!
For more information on navigating the insurance maze, visit SurvivorshipAtoZ.org.